2025 SME impact report
How iwoca is helping SMEs grow
Assessing the impact of SME finance and iwoca’s lending on UK and German economies.
How we've made a difference to SMEs in 2025
£
0
bn
GVA contribution to the economy
We’re at the heart of UK economic growth
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~
0
jobs supported
Delivering real impact to the growth of our customers
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£
0
bn
tax revenue generated
We're boosting UK fiscal performance
This analysis demonstrates that SMEs can play a pivotal role in creating much needed economic growth if more financing is made available to them. We’re proud of the impact we’ve already had to drive change, and we see lots of opportunity to further grow the SME economy in the years to come.
James Dear and Christoph Rieche, iwoca's co-founders
iwoca in numbers
Key statistics from iwoca's report
£
0
billion
lent across UK & DE
since 2012
0
SME customers funded
since 2012
0
%
of loans issued
outside London
in 12 months
+
0
%
customer revenue boost
12 months after receiving loan
£
0
billion
GVA contribution
in 12 months
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A sparkling case for success
Founded in 2018 by Janet and her daughters, Bethany and Nicole - the J, B, and N - JBN grew from Janet’s pivot from food safety. Inspired by her mother’s homemade recipes and encouraged by friends, she launched a range of healthy and convenient soft drinks as an alternative to alcohol.
"With support from iwoca, I secured a loan to fund recipe testing for our latest range!" - Janet Theodore, JBN Beverages
We’ve funded 100,000 businesses across UK and DE
